Terms and Conditions
Please read these terms carefully before using our website
Last Updated: May 16, 2025
Welcome to Invest Club ("we," "our," or "us"). By accessing or using our website at investclub.com (the "Site"), you agree to comply with and be bound by the following Terms and Conditions. Please review them carefully. If you do not agree to these Terms and Conditions, you should not use the Site.
Table of Contents
- 1. Acceptance of Terms
- 2. Changes to Terms
- 3. Access and Use of the Site
- 4. Intellectual Property Rights
- 5. User Content
- 6. Disclaimer of Warranties
- 7. Limitation of Liability
- 8. Indemnification
- 9. Third-Party Links
- 10. Termination
- 11. Privacy Policy
- 12. Financial Disclaimer
- 13. Governing Law
- 14. Contact Information
1. Acceptance of Terms
By accessing or using the Site, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions, regardless of whether you have registered with the Site. If you do not agree to all of these terms, do not use this website.
2. Changes to Terms
We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to the Site. Your continued use of the Site following the posting of revised Terms and Conditions means that you accept and agree to the changes. You are expected to check this page frequently so you are aware of any changes.
3. Access and Use of the Site
Subject to these Terms and Conditions, we grant you a limited, non-exclusive, non-transferable, and revocable license to access and use the Site for your personal, non-commercial use. As a condition of your use of the Site, you warrant that:
- You are at least 18 years of age
- You will not use the Site for any purpose that is unlawful or prohibited by these Terms
- You will not attempt to gain unauthorized access to any part of the Site
- You will not use the Site in any manner that could damage, disable, overburden, or impair the Site
3.1 Prohibited Uses
You agree not to use the Site:
- For any unlawful purpose or to solicit others to perform or participate in any unlawful acts
- To infringe upon or violate our intellectual property rights or the intellectual property rights of others
- To harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate
- To submit false or misleading information
- To upload or transmit viruses or any other type of malicious code
- To collect or track the personal information of others
- To spam, phish, pharm, pretext, spider, crawl, or scrape
- For any obscene or immoral purpose
4. Intellectual Property Rights
The Site and its original content, features, and functionality are owned by Invest Club and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws. All rights are reserved.
You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any material from our Site without our prior written consent, except for:
- Temporarily storing copies in RAM incidental to your accessing the Site
- Storing files that are automatically cached by your web browser for display enhancement
- Printing or downloading one copy of a reasonable number of pages for your personal, non-commercial use
5. User Content
Our Site may allow you to post, link, store, share and otherwise make available certain information, text, graphics, videos, or other material ("User Content"). You are responsible for the User Content that you post on the Site, including its legality, reliability, and appropriateness.
By posting User Content on the Site, you grant us the right to use, modify, publicly perform, publicly display, reproduce, and distribute such content on and through the Site. You retain any and all of your rights to any User Content you submit, post or display on or through the Site and you are responsible for protecting those rights.
You represent and warrant that:
- The User Content is yours or you have the right to use it and grant us the rights as provided in these Terms
- The posting of your User Content on the Site does not violate the privacy rights, publicity rights, copyrights, contract rights or any other rights of any person
6. Disclaimer of Warranties
The Site and all content are provided on an "as is," "as available" basis without warranties of any kind, either express or implied, including but not limited to warranties of title, non-infringement, or implied warranties of merchantability or fitness for a particular purpose.
We do not warrant that the Site will be uninterrupted or error-free, that defects will be corrected, or that the Site or the server that makes it available are free of viruses or other harmful components.
7. Limitation of Liability
To the fullest extent permitted by applicable law, in no event shall Invest Club, its affiliates, officers, directors, employees, agents, or licensors be liable for any indirect, punitive, incidental, special, consequential, or exemplary damages, including without limitation, damages for loss of profits, goodwill, use, data or other intangible losses, that result from the use of, or inability to use, the Site or any materials on it.
In no event shall our total liability to you for all damages, losses, or causes of action exceed the amount paid by you to us, if any, for accessing or using the Site during the 12 months prior to bringing such claim.
8. Indemnification
You agree to defend, indemnify, and hold harmless Invest Club, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms and Conditions or your use of the Site.
9. Third-Party Links
Our Site may contain links to third-party websites or services that are not owned or controlled by Invest Club. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that Invest Club shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.
We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.
10. Termination
We may terminate or suspend your access to the Site immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms and Conditions. Upon termination, your right to use the Site will immediately cease.
11. Privacy Policy
Your use of the Site is also governed by our Privacy Policy, which is incorporated herein by reference. Please review our Privacy Policy to understand our practices regarding your personal information.
12. Financial Disclaimer
Important Financial Disclosure: The information on this Site is provided for educational and informational purposes only, without any express or implied warranty of any kind, including warranties of accuracy, completeness, or fitness for any particular purpose. The information contained in or provided from or through this Site is not intended to be and does not constitute financial advice, investment advice, trading advice, or any other advice.
The information provided on this Site is general in nature and is not specific to you or anyone else. You should not make any decision, financial, investment, trading or otherwise, based on any of the information presented on this Site without undertaking independent due diligence and consultation with a professional accounting, financial, tax, or legal advisor.
13. Governing Law
These Terms and Conditions and any separate agreements whereby we provide you Services shall be governed by and construed in accordance with the laws of the United States of America and the state in which our principal place of business is located.
14. Contact Information
Questions about the Terms and Conditions should be sent to us at contact@investclub.com.